Synopsis:   

Whether your property damage is minimal or extreme it is important to contact your insurance company promptly to discuss your claim. It is important to be prepared to present your claim because regardless of how well you know your agent and how well you pay your premiums, the first response may not properly address all the damage. The goal is always to get back to the original condition of your property, no better and certainly no worse. Insurance companies often find ways to deny your claims or offer very small values that clearly won’t cover all of the damage. Many policyholders see how long it takes to get that far and it discourages them from challenging the denial of their insurance claim. Insurance companies expect this; therefore, they often deny, delay, or defend claims. Insurance companies know there are not many who will search through their policies and seek outside sources to help them through the stressful process. Insurance properties seek profit so they aren’t always going to cover all that they should based on the policy and the premiums you pay. It is in your best interest to search and see if you can push your claim and receive greater coverage for the damage.